Rising costs and the growing demand for health care — especially for hospital services and prescription drugs — are challenging patients, doctors, businesses, health plans, and the entire health care system. These difficulties are causing higher premiums and higher out-of-pocket costs nationwide. Many of our local health care leaders are already collaborating to make care more accessible and affordable — while helping to improve outcomes for everyone.
But who decides what you pay? From doctors and hospitals to employers and insurers — every part of the health care system plays a role. To see some examples on how every part of the system shapes what you pay, view our Why you’re paying more for health insurance – and what impacts costs (PDF).
Following are resources and educational materials you can use with your employees to help them understand how premium dollars are used and examples of what Excellus BlueCross BlueShield is doing to improve health outcomes.
- Understand more about How Your Premium Dollars Are Used (YouTube)
- Learn more about healthcare cost trends and what we’re doing to improve health outcomes while managing rising costs (PDF)
- How to get the most value from your health insurance (News)
Additional value-added resources are available on ExcellusForBusiness.com to help small businesses find meaningful ways to improve quality of care while managing costs for employees.
